MERCHANT SERVICES

Our Merchant Services tools are ideal for business customers needing to collect debit and credit payments in-store or online. We'll do the legwork and make it easier for you to accept debit/credit card payments. Contact us today, and we'll work to tailer a program for your payments processing needs. We offer: 

• Free pricing analysis to compare FSCB with your current merchant processor
• Competitive rates on debit and credit transactions
• Local, on-demand support - we'll come to you 
• Variety of equipment options for those needing point-of-sale systems, card readers, and more
  
  
  

REMOTE DEPOSIT

With Remote Deposit, you can deposit checks into your business account from anywhere. The service is great for business with limited staff or businesses with long distances to the bank. With Remote Deposit, you'll be able to: 

• Manage who makes and sees deposits on a secure site
• Increase cash flows and speed up check collection 

ACH PAYMENT COLLECTION

ACH Payments - or Automatic Clearing House - can save you time by automating customer payments. As an ACH originator, we provide you the ability to create credit and debit entries for ACH payment types, including collections from customers, tenants, members, donors, and more. Key benefits include: 

• More convenient and secure than accepting check payments
• Predictable and steady cash flow with next-day access to funds 

ACH/WIRE ACCESS

Make payroll and vendor payments easier and less time-consuming. Accept ACH payments from customers. 

POSITIVE PAY

Secure your deposits and payments from check fraud by uploading check information through your online account. Click Icon to Learn More. 

BILL PAY

Conveniently schedule one-time and recurring bill payments. Reduce the time spent paying your bills.  

VIEW YOUR STATEMEMTS

View & organize statements online in one convenient location as soon as they're available. Receiving and storing your statements online helps to protect yourself against identity theft.  

TRANSFER FUNDS

Make real-time transfers between your First State Community Bank accounts.  

SECURE TRANSACTIONS

First State Community Bank has additional security features such as tokens and dual control authority.  

USER MANAGEMENT

Allow multiple users with varying levels of access and authorization. 

ALERTS

Set up alerts to keep you informed about your balance, upcoming due dates, or even savings goals. 

MOBILE ACCESS

Manage your accounts from your mobile device using the FSCB Mobile Banking App.