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Financial Management Insurance 877-955-3722
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    Personal Checking Options

    Horizons Club Checking

    The ideal interest-earning account for those 50 and better. This account includes exclusive membership into the Horizons Club.

    Includes: IDProtect®, earns interest, one free box of club checks per year, and 20% off one safe deposit box. Additional benefits include: no fees for money orders, cashier’s checks, account sweeps, stop payments, and domestic wire transfers.

    An account can be opened with just a $50 deposit.

    The $8 monthly service charge can be waived through one of the following requirements:

    • Maintaining a direct deposit & 2 qualifying products
    • $10,000.00 in the combined average daily ledger balance in personal deposit accounts

    Open An Account

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    For Customers 50+

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    Exclusive Horizons Club Membership

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    No Fees for Qualifying Transactions

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    EqualHousing.White.3.5x2inFDIC-Insured - Backed by full faith and credit of the U.S. Government

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    First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.