Financial Management Insurance 877-955-3722
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    Every Checking Account Includes... 

    ID Theft Protection icon

    Free Mastercard® ID Theft Protection

    Benefits of mobile bankingBenefits of mobile banking

    Free Digital Banking

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    Free POcket Change

    ATM DEPOSITS

    Access to Free ATMs Nationwide

     

    USER MANAGEMENT

    Money Management Tools

     

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    Free Mastercard® Debit Card

     

    Accounts For All Of Life's Moments

       

      Simple Account
      Standard Checking

      An account that provides full access to your cash, with perks like no minimum balance, Free ATM usage and ID Theft Protect. 

      Opening Deposit: $50.00

      Explore Account  

       
      Interest Earning
      Interest Checking

      Grow your money effortlessly while still maintaining access to your funds and additional perks. 

      Opening Deposit: $1,500.00

      Explore Account

       
      Golden Years
      Horizons Checking

      An account for those 55 or better who want to watch their money grow, connect with others, and enjoy full access with peace of mind. 

      Opening Deposit: $50.00

      Explore Account

       
      Early Years
      Student Checking

      An account that's FREE if you're 12- 22 and starting out on your financial journey.

      Opening Deposit: $10.00

      Explore Account

       
      rebuild financial stability
      New Opportunity Checking

      Rebuild your financial stability with educational resources and support. 

      Opening Deposit: $50.00

      Explore Account

       

      Re-build financial stability
      Cash Card Checking

      Rebuild your banking history with our second chance checking account, offering full cash access, financial coaching, and powerful money management tools

      Opening Deposit: $50.00

      Explore Account

      Open Your Account in 3 Simple Steps:

      .

      Enter Personal Info

      You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri. 

       

      .

      Fund Your Account

      You will need a major debit or credit card to initiate the opening balance. 

      .

      Welcome to the FSCB Family

      You will receive an email from us for additional information. 

      Now that you know how easy it is, open your account now! 

       

      Open An Account

      Discover our Switch Kit checklist.

       

      Effortlessly transition your previous bank account transactions, like payments and direct deposits, to your new FSCB account hassle-free.  

      Switch Kit Step-by-Step Guide & Timeline

      Download

      More Financial Education Resources

      Financial Planning

      How Many Checking Accounts Should I Have?

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      Checking

      When to Open a Checking Account

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      First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.