Junior Savers Club

Teaching your child the value of saving is a lesson that can pay off in a big way. We offer an account that makes it easy to start good financial habits.

Account Features

  • Minimum balance to open - $1.00
  • NO minimum daily balance until the age of 17
  • Competitive Interest Rates
  • A maximum of six withdrawals or transfers to other accounts permitted each month per federal regulation

Club Benefits

  • Free in-town activities and parties (vary by location)
  • Cash for A’s Program
  • Junior Savers App

Cash For A’S

First State Community Bank encourages students to strive for academic success through the Cash for A’s Program.

How do I get Cash for my A’s?

Junior Savers Club members simply present their Semester grades to their local branch by the Semester deadline & they will receive $2 for A’s*.

What about members who do not earn letter grades?

Members who earn “Outstanding” or “Satisfactory” will receive $2 as well.

I just joined, can I bring in my grades from the previous semester?

First semester report cards must be redeemed by January 31st of the following calendar year. Second semester report cards must be redeemed by June 30th of the current school year.

*Maximum reward of $10 per semester, per member.

Junior Savers the App

Having your kids pay attention to money has never been more fun.

Junior Savers is a free phone or tablet app utilizing interactive, age-appropriate games to teach children simple concepts related to money and saving. Parental controls are provided and the app does not link directly to any FSCB accounts.

Download it now.

FSCB ios App Download FSCB App Google Play Store Link

Junior Savers App Frequently Asked Questions

What is the Junior Savers app?

Junior Savers is a free phone or tablet app utilizing interactive, age-appropriate games to teach children simple concepts related to money and saving. Parental controls are provided and the app does not link directly to any FSCB accounts. The app is a learning tool designed for kids ages 2 through 10.

Is there a cost to use the Junior Savers app?

No. The app can be downloaded from your app store for free.

Do I have to be a customer of First State Community Bank to use the app?

No. The Junior Savers app is available as a community service provided by First State Community Bank to promote financial education.

Is the Junior Savers app safe for kids to use?

Absolutely. No identifying information about the child is required to use the app. No real money changed hands in Junior Savers. The register inside the app is simply for tracking savings goals. Games are safe with positive messaging and no soliciting.

I am a teacher and I would like to incorporate the Junior Savers app into my curriculum. How do I get started?

Please email our Club Coordinator, cboyer@fscb.com for assistance.

I forgot my username/password. How do I get it?

Click on the “Forgot Password” link in the app and Junior Savers will automatically send your username and new temporary password to the e-mail provided when the account was activated.

Banzai!

Are your kids ready for real life?

It’s tough figuring out what life’s really about, both as a teen and as an adult. Banzai offers a solution to teaching both! Here’s the idea: show, don’t tell. Show them how a ten dollar job isn’t really ten dollars an hour. Show them the true costs of living without insurance. Let them experience life’s pitfalls for themselves.

Click here to get started.