Financial Management Insurance 877-955-3722
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    Open Your Account in 3 Simple Steps:

    Open An Account

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    Enter Personal Info

    You will need your Social Security Number, Valid ID (Drivers License or Government Issued ID), and must be a resident of the state of Missouri. 

     

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    Fund Your Account

    You will need a major debit or credit card to initiate the opening balance. 

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    Welcome to the FSCB Family

    You will receive an email from us for additional information. 

    Accounts For All Of Life's Moments

     

    Simple Account
    Standard Checking

    An account that provides full access to your cash, with perks like no minimum balance, Free ATM usage and ID Theft Protection. 

    Opening Deposit: $50.00

    Explore Account

     

     
    Interest Earning
    Interest Checking

    Grow your money effortlessly while still maintaining access to your funds and additional perks. 

    Opening Deposit: $1,500.00

    Explore Account

     
    Golden Years
    Horizons Checking

    An account for those 55 or better who want to watch their money grow, connect with others, and enjoy full access with peace of mind. 

    Opening Deposit: $50.00

    Explore Account

     
    Early Years
    Student Checking

    An account that's FREE if you're 12- 22 and starting out on your financial journey.

    Opening Deposit: $10.00

    Explore Account

     
    rebuild financial stability
    New Opportunity Checking

    Rebuild your financial stability with educational resources and support. 

    Opening Deposit: $50.00

    Explore Account

     

    Rebuild financial stability
    Cash Card Checking

    Rebuild your banking history with our second chance checking account, offering full cash access, financial coaching, and powerful money management tools

    Opening Deposit: $50.00

    Explore Account

    Every Checking Account Includes... 

    ID Theft Protection icon

    Free Mastercard® ID Theft Protection

    Benefits of mobile bankingBenefits of mobile banking

    Free Digital Banking

    Coin-in-hand-Vector

    Free POcket Change

    ATM DEPOSITS

    Access to Free ATMs Nationwide

     

    USER MANAGEMENT

    Money Management Tools

     

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    Free Mastercard® Debit Card

     

      Discover our Switch Kit checklist.

       

      Effortlessly transition your previous bank account transactions, like payments and direct deposits, to your new FSCB account hassle-free.  

      Switch Kit Step-by-Step Guide & Timeline

      Download

      More Financial Education Resources

      Financial Planning

      How Many Checking Accounts Should I Have?

      Learn More

      Checking

      When to Open a Checking Account

      Learn More

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      EqualHousing.White.3.5x2inFDIC-Insured - Backed by full faith and credit of the U.S. Government

      • logo for First State Insurance Agency
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      • logo for First State Financial Management

      © 2025 FSCB - All rights reserved Bank NMLS 412605 Web SecurityPrivacy Policy        Digital Banking Privacy Policy 

      First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.

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