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Financial Management Insurance 877-955-3722
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    At FSCB, we understand that farming is more than just a business - it's a way of life. That's why our experienced agricultural lenders are dedicated to helping farmers navigate the complexities of farm financing. Whether you're planning for new equipment, expanding your land, or managing seasonal cash flow, our team provides the expertise and resources to help you plan and grow your farm operations with confidence.  

    Contact an Ag Lender OR Apply Now

    Financing the Future of Farming: Agricultural Loans that Grow with You

    FarmlandReal Estate (1)

    Farmland Loans

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    FarmlandReal Estate (2)

    Operating & Equipment Loans

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    Young & Beginning Farmers

    Young & Beginning Farmers

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    Empowering the Next Generation of Farmers with Junior Lending Opportunities

    FSCB & SG 4H-2

     

    At First State Community Bank, we proudly support local youth through 4-H and FFA by offering lending options to help them purchase livestock for fairs and other agricultural projects. We understand the importance of these programs in shaping the future of farming, and our loans are designed to provide financial flexibility, allowing the youth to focus on their passion for agriculture without the burden of upfront costs. 

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    Meet Our Agriculture Expert!

    Meet Kaitlyn Niemeyer-Burks! Kaitlyn comes from a proud farming heritage, as the 4th generation on her family's farm in Bowling Green, Missouri. Growing up surrounded by row crops, cattle, and hogs, Kaitlyn developed a deep connection and passion for agriculture from an early age.

    She began her career in agricultural lending in 2017 as a Junior Ag Lender and has been with FSCB since 2021. Kaitlyn is here to help the next generation of farmers get started and watch them succeed. She takes pride in being a resource, friend, and partner to all our farm customers.

    Contact Info: 

    (573) 470-9420

    kniemeyer@fscb.com 

    Kaitlyn HEadshot

    Growing Stronger Together: Farmers Share Their Journey

    John Smith

    Owner / CEO

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    John Smith

    Owner / CEO

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    John Smith

    Owner / CEO

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    John Smith

    Owner / CEO

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    John Smith

    Owner / CEO

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    Educational Resources

    Determining the Best Financial Option for Your Agribusiness

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    Saving

    Finding the Best Business Banking Account

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    Unfortunately, the alerts that you have set up now will not transfer. You will need to set up your alerts again once you're in the new digital banking platform. 

    Great news! The digital conversion doesn't affect your accounts that are currently enrolled in pocket change, so there is nothing to do there! Also, just to let you know if you ever need to enroll more accounts in pocket change, you will be able to do that in your digital banking!  

     

    We're here to assist you every step of the way.  You can always come visit us during banking hours or you can also reach out to our customer care center by phone, where our dedicated team is available to assist you.  Additionally, if it's more convenient for you, you can use the secure messages feature within your digital banking platform to communicate with us directly. 

    As an additional security measure, you must verify your identity when logging into your account for the first time from a new device with a 6-digit Secure Access Code (SAC). Using your information on file with us, you will choose to receive a text, email, or phone call to receive your 6-digit code. If your contact information is not up to date, then you will not be able to receive the SAC code to log in. 

    Any transfer (one-time or recurring) that is scheduled to process after May 7 that was set up in your current environment, will process as intended. It is encouraged to review your transfers after May 7 to verify they converted as you intended.   

    There will be a “no maintenance” to any digital banking accounts from May 1 - May 6. Account maintenance can include things like creating recurring transfers, changing your recurring transfers, renaming your accounts, and changing any contact information. Any maintenance performed to your digital banking accounts during this time will not convert to your digital banking environment. We highly recommend that “no maintenance” take place on your accounts in digital banking from May 1 - May 6. 

    During this time period, your old online banking (the current one now) will still be active to complete transactional activities like making a transfer, checking balances, and mobile deposits.

    Yes, after you first log in to your mobile phone, you will be allowed to set up your new Face ID and other biometric options.

    As you make a payment through the Loan Payment option under the Transfers & Payments menu, you will have the option to make this a recurring payment. 

    We are converting the past 18 months of electronic statements, and notices will be available immediately after conversion. Moving forward, customers will always have a maximum of 18 months of eStatements and notices that can be retrieved in digital banking.  

      

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    First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.