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    First State Community Bank, where your privacy is our top priority. Our dedicated team is committed to safeguarding your personal information with the highest level of security and confidentiality. With us, you can trust that your data is in good hands, so you can bank with peace of mind.

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    Privacy Notice

    First State Community Bank Privacy Policy

    FACTS
    		 WHAT DOES FIRST STATE COMMUNITY BANK (FSCB) FACTS DO WITH YOUR PERSONAL INFORMATION?

     

    Why? Financial companies choose how they share your personal information. Federal law gives consumers the
    right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and
    protect your personal information. Please read this notice carefully to understand what we do.
    What?

    The types of personal information we collect and share depend on the product or service you have with
    us. This information can include:

     

    • Social Security number
    • Payment history
    • Income
    • Credit history
    • Account balances
    • Checking account information
    How? All financial companies need to share customers' personal information to run their everyday business. In
    the section below, we list the reasons financial companies can share their customers' personal
    information; the reasons FSCB chooses to share; and whether you can limit this sharing.

     

    Reasons we can share your personal information Does FSCB share?  Can you limit this sharing? 
    For our everyday business purposes -
    such as to process your transactions, maintain your
    account(s), respond to court orders and legal
    investigations, or report to credit bureaus    		 Yes No
    For our marketing purposes - 
    to offer our products and services to you    		 Yes Yes
    For joint marketing with other financial companies Yes Yes
    For our affiliates' everyday business purposes - 
    information about your transactions and experiences    		 Yes Yes
    For our affiliates' everyday business purposes - 
    information about your creditworthiness    		 Yes Yes
    For our affiliates to market to you Yes Yes
    For nonaffiliates to market to you No We don't share

     

    To Limit Our Sharing
    • Call Toll-free 1-877-757-1710 and give us your full name, the last four digits of your Social Security number, and your date of birth (our menu will prompt you through your choices), or
    • Write to us attention privacy officer at First State Bancshares, Inc., 201 East Columbia St, Farmington, MO 63640, providing us your full name, the last four digits of your Social Security number, and your date of birth

      Please note:
      If you are a new customer, we can begin sharing your information 30 days from the date we provided this notice. When you are no longer our customer, we continue to share your information as described in this notice. 
      However, you can contact us at any time to limit our sharing.

     

    Questions? Call toll-free 1-877-757-1710 or go to www.fscb.com for a complete listing of branch phone numbers.

     

    Who We Are  
    Who is providing this notice? First State Community Bank

     

    What We Do  
    How does FSCB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does FSCB collect my personal information?

    We collect your personal information, for example, when you 

    • Open an account
    • Apply for a loan
    • Deposit money
    • Use your credit or debit card
    • Pay your bills
    We also collect your personal information from others, such as credit bureaus,
    affiliates, or other companies.
    Why can't I limit all sharing?

    Federal law gives you the right to limit only

    • sharing for affiliates' everyday business purposes - information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing.
    What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

     

    Definitions  
    Affiliates

    Companies related by common ownership or control. They can be financial and nonfinancial companies.

    • Our affiliates include:
      • Financial Companies such as: First State Insurance Agency and First State Financial Management.
      • Nonfinancial companies in which we will not share information.
    Nonaffiliates Companies not related by common ownership or control. They can be financial and
    non-financial companies.
    • FSCB does not share with nonaffiliates so they can market to you.
    Joint Marketing

    A formal agreement between nonaffiliated financial companies that together market
    financial products or services to you.

    • Our joint marketing partners include Credit Card Programs and our Accidental
      Death & Dismemberment (AD&D) Partner.

     

     

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    First State Insurance Agency and First State Financial Management products are: not a deposit, not FDIC insured, not insured by any government agency, not bank guaranteed and may decrease in value.